Is Your Mortgage an Orphan?
Did you know that the most significant financial investment most people make is often neglected, only revisited every five years or at renewal time? This leads to hasty decisions based solely on interest rates, without a proper understanding of how interest is calculated. It’s time to put an end to this madness.
Why "Set It and Forget It" Doesn’t Work!
Many homeowners opt for a fixed-term mortgage, assuming they can simply “set it and forget it”. However, the market is constantly changing over the years. A common misconception is that once you're locked in, there's no need to worry until the mortgage matures. On the other hand, some choose adjustable mortgages without knowing which key indicators to track.
Mortgage management should be as strategic as managing an investment portfolio – knowing when to make changes and optimize is vital. Yet, how many people truly understand this approach? Why do we neglect such management with our largest investment?
Introducing the "Adopt My Mortgage" Program!
A groundbreaking initiative to help Canadians save money through strategic, proactive, and ongoing mortgage management.
Ready to Adopt a Better Mortgage Strategy?
A number that has already taken care of your bills and liabilities.
A number that pays down your debt.
A number that automatically contributes towards your short and long term dreams.
A number that shows how much you have left to spend.
What People Are Saying
“Hans helped me organize my money in a way that I've never done before. I now have an account for my taxes, my HST and I also have an account for vacation!
I know exactly how much money to keep and where, every month. It's an organizational tool that has helped me immensely.”
— Amanda C.
“My finances used to be all over the place. With Hans, financial planning just became more fun! He explained things so I would understand them and adapted my plan to my way of life.
Who would have thought, just give your money a job!”
— Christy P
For Individuals
A done-for-you, one-on-one money coaching program to help you build savings, decrease debt and create financial security designed with the money you already have, while spending guilt-free.
This 3-month program will teach you what is safe to spend each month through a curated spending plan, using strategies aligned to your behaviour, mindset and actions leading to stress-free financial management.
For Families & Couples
This done-for-you, one-on-one money coaching program has everything included in the “Spendwell For Individuals” except it’s built for two or more!
Say goodbye to excel spreadsheets as this 3-month program will teach your household what is safe to spend each month through a curated spending plan, using strategies aligned to your behaviour, mindset and actions leading to stress-free financial management.
For Business Owners & Entrepreneurs
This 6-month money coaching program is designed to teach you how to increase profitability and pay yourself first!
This approach to cash flow management helps business owners and entrepreneurs alike ensure you make a profit and are paid for the hard work you do, allowing you to support your lifestyle by giving you the opportunity to focus on what matters most.
Try a session for free and see if it’s right for you.
There’s no commitment, pressure, or obligation.
Behaviour is key!
Your Money Mindset will help you explore your behaviour and provide insight into your relationship with money.
We respect your privacy.